If you’ve made your initial plans for your retirement savings and laid good foundations for the future, now’s the time to start to building on that groundwork.

Start here if you’re anywhere from around 10 years away from your retirement age, and your thoughts for the future are starting to take shape.

Thinking about how much money will you have, how much will you need and how you can close the gap? Explore the links below to start planning. 

How will you be spending your money in retirement? Think about how your expenses might change, and what you’ll still need to cover.

How much will be enough?

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Do you know what your options are from your Normal Retirement Age (NRA)? Find out what you can do with your DB and DC savings.

Your Options

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There are tax limits to what you can build up and what you can take from the CGML Scheme when you retire. Make sure you know whether they apply to you.

Do you know what to look out for when it comes to pension scams? Know what you're up against

Avoiding Scams

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Make sure your loved ones are looked after if anything happens to you.

Look after your loved ones

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Do you know your Target Access Age? It can make sure your money is invested in the right funds based on how close you are to spending your money.

Target Access Age

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Getting independent financial advice can help build up your retirement savings. Not sure what to ask? Here are some ideas.

What to ask a financial advisor

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