If you have defined contribution or (DC) savings as part of the Citigroup Global Markets Ltd Pension & Life Assurance Scheme, where you choose to invest your money can make all the difference.

You’ve got plenty of investment options available to you as a member of the Citi Plan. But there’s also a ‘default’ investment option in place, which is where you’ll be invested initially.
The default is a ‘lifestyle’ option. That means it will automatically change your investments with the aim of reducing risk as you get closer to taking your money.

Where do I start?

Here are two key questions to ask when you’re starting to think about where you want to invest:

Do you know how you want to take your DC savings when you retire?

Your answer will help shape your investment approach.

How much risk you’re willing to take with your money affects how much it grows in the long run.

Assess your attitude to risk using the investment guide, by going to MyCitiPension > News and Guides > Plan Library.

The CGML Scheme's Statement of Investement principles can be found on the MyCitiPension Site.

All of your important documents are found here.
your options from 55.

Go to MyCitiPension and log in to find out what your investment options are, and make changes to your investments.

Knowing what a pension plan is and how it works is the first step in making plans for the future.

Find out more

What you’re building up in the CGML Scheme, and when you can access your pension.

Find out more

Make sure you know the rules about tax on your pension.

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Are you able to save more? Depending on what type of pension benefits you have, you may be able to.

Find out more